Hands On Trade Association
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1.800.872.1282 Our Benefits Include Professional and General Liability Insurance

Professional & General Liability Insurance

Massage Therapists, Cosmetologists, Estheticians, Yoga, Dance, Pilates and more...

Protection for your Practice:
The Hands On Trade Association provides benefits including professional liability (malpractice) and general liability (slip & fall) insurance for independent professionals, also called independent contractors or booth renters, who care for body, hair, skin and nails in fields related to touch.

The professional fields that we cover include Massage Therapy, Cosmetology, Esthetics, Yoga, Body Work, Energy WorkDance, Pilates and much more.

The Hands On Trade Association can cover the profession that you practice for $165.00 per year, and additional professions that you practice with the same policy at no additonal charge.

Liability insurance coverage for independent professionals

Peace of mind for you and your clients:
Our benefit and insurance plan enhances your professional reputation, protecting you while you earn a living and giving peace of mind to both you and your clients. Insurance protection is a crucial part of your practice that shields you from claims that can leave you vulnerable to a lawsuit. 

As an independent professional, you are your own business. You must create a level of protection and security that establishes the foundation for your independent business. Having insurance protection is essential against claims that could leave your business vulnerable to a lawsuit. You and your clients will rest easier knowing that you are protected and that your independent business is covered.

Information about adding an Additional Insured

Peace of mind for your landlord or employer:
As an Independent Contractor you may be required to name or add a landlord or a business owner as an additional insured as a condition of renting a room or space or working in a Spa or Salon. It is very common for a landlord or business owner to request this to insure that they have protection against any of your clients that may file a claim or for something done while in their building or business.

The application contains an Additional Insured Option that can be filled out during your initial application or at a later time by going to the membership login page and entering you E-mail Address and Certificate Number.
There is a $10 dollar fee for each additional insured that you add to your membership.

We have listed some insurance terms  and common questions to help you. Feel free to contact us for customer service.

 

Benefits»

  • PORTABLE! Covering you wherever your work takes you.
  • INSTANT Insurance coverage and benefits when you sign up online.

Coverage»

  • SECURE! Underwritten by an A+ rated, U.S. based provider.
  • No Deductible.
  • U.S. Residents only. 

Professions»

Liability Insurance for massage, yoga, cosmetology, esthetics, dance, body work, energy work, animal massage, pilates, tai chi and more.