Professional & General Liability Insurance
Protection for your Practice:
Liability Insurance for Massage, Cosmetology, Esthetician, Dance, Yoga, Pilates and more...
The Hands On Trade Association provides benefits including professional liability (malpractice) and general liability (slip & fall) insurance for independent professionals who care for body, hair, skin and nails in fields related to touch. Those professional fields include Massage Therapists, Cosmetologists, Estheticians, Nail Technicans, Yoga teachers and many more.
The Hands On Trade Association can cover one profession or multiple professions with one policy for only $165.00 per year.
Peace of mind for you and your clients:
Insurance Coverage for Independent Professionals
Our benefit and insurance plan enhances your professional reputation, protecting you while you earn a living and giving peace of mind to both you and your clients. Insurance protection is a crucial part of your practice that shields you from claims that can leave you vulnerable to a lawsuit.
As an independent professional, you are your own business. You must create a level of protection and security that establishes the foundation for your independent business. Having insurance protection is essential against claims that could leave your business vulnerable to a lawsuit. Your clients will rest easier knowing that you are protected and that your independent business is covered.
Peace of mind for your landlord or employer:
Information about adding an Additonal Insured
As an Independent Contractor you may be required to name or add a landlord or a business owner as an additional insured as a condition of renting a room or space or working in a Spa or Salon. It is very common for a landlord or business owner to request this to insure that they have protection against any of your clients that may file a claim or for something done while in their building or business.
The application contains an Additional Insured Option that can be filled out during your initial application or at a later time by going to the membership login page and entering you E-mail Address and Certificate Number. There is a $10 dollar fee for each additional insured that you add to your membership.
- PORTABLE, covering you wherever your professional work takes you.
- INSTANT Insurance coverage and benefits when you sign up online.
- SECURE, Our plan is underwitten by an A+ rated, U.S. based provider.
- No Deductible.
- U.S. Residents only.