Hands On Trade Association
1.800.872.1282 Our Benefits Include Professional and General Liability Insurance

Nail Technician Insurance

Insurance for Nail Technicians 

As a benefits to our members, the Hands On Trade Association provides cosmetology insurance for nail technicians and others who perform cosmetology services. We provide professional liability (malpractice) and general liability (slip-and-fall) insurance coverage for independent professionals. Our benefits package also includes a free website, web hosting and additional business benefits. 

We cover:

  • Cosmetologists
  • Estheticians
  • Nail technicians
  • Massage therapists and more


Nail technicians are licensed beauty professionals who are trained specifically in the art of taking care of and decorating nails, both on the hands and the feet, as well as providing other relaxing services to relieve stress including reflexology and relaxing hand and foot massages. Professional nail technicians are trained to perform a wide variety of procedures for their clients including manicures, pedicures, applying gel, fiberglass and acrylic nail tips, nail extensions, false nails and decorative nail tips. 

For more details:

  • To view all the professions that we cover, visit the Professions page.
  • For more information about price and coverage, visit the Coverage and Cost page.
  • To learn more about our member benefits, visit the Benefits Package page.

‚ÄčHands On Trade liability insurance for Cosmetologists, Estheticians, Nail Technicians