Liabilty Insurance for Esthetics, Makeup, Beauty & Skin Care
Independent Contractors and Booth Renters
We provide Professional (malpractice) & General Liability (slip-and-fall) insurance coverage and for Estheticians, Make up Artists, Cosmetologists and Skin Care professionals for $145.00 per year.
We provide liability insurance specifically for independent contractors, booth or chair renters. Apply online and receive an Email Confirmation that includes your certificate of insurance.
Liability Insurance Coverage:
- Coverage that travels with you anywhere you go to work, even if you work in multiple locations.
- $2 million coverage / $3 million annual aggregate
- No Deductible with any type of claims.
- We offer product liability coverage.
- Multiple Professions covered with One Policy.
Beauty Services and Professions Covered:
We can cover whatever procedures your license allows you to perform in your state or locale.
- Estheticians (Non Medical)
- Skin care professionals
- Spa technicians
- Makeup artists
- Skin care
- Skin peels
- Micro-current toning
- Laser Hair Removal
- MicroBlading. *You must be licensed/certified in your state.
Exclusions include but not limited to:
- Permanent Makeup and Tattooing
- Human Structural Manipulations
- Body Piercing of any type
- Medical Esthetician procedures
- Ear Candling
- Sexual Abuse
- Acquired Immune Deficiency Syndrome
- Transmission of Communicable Diseases
An esthetician provides skin treatments to the face and body in order to enhance a client’s personal appearance. They provide facials, full body treatments, neck and head massages, non medical skin care and the application of makeup. They can also provide skin peels, micro-current toning, microderm abrasion and removal of hair through waxing. They are also known as aestheticians, skin care therapists, skin care specialists, spa technicians, skin care technicians, or makeup artists.
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